Sanchez Daniels & Hoffman Wins Appeal

Partner John Piegore won an appeal for American Service Insurance Company. The Illinois Appellate Court reversed a lower court decision which found the insurance company violated the insurance code, section 143a-2, when it made changes in the policy mid-term and at renewal without obtaining a second signed rejection of uninsured motorist coverage limits equal to liability limits. The trial court reformed UM limits, written at $20,000 per person, to equal liability limits of $500,000, for a wrongful death case. The Court of Appeals held that the insurance code does not require insurance companies to keep obtaining signed rejections of equal UM coverage with every “substantial” policy change. The statute requires only one signed rejection. 2013 IL App (1st) 123222

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